The Official Blog of G Mama

As I began my work/ vacation a week ago, I decided that I was going to help this economy by putting the law of giving into effect. I made up my mind to give to any person who provided a service ito me a healthy tip. From the time that I left home I gave abundantly to  all wait staff, butlers, cooks, skycaps and any and everyone that I met. They were all open and receptive to receive their prosperity which was reflected to me through their overall attitude of going about their work in a positive manner. When I gave them a tip they received it graciously. Then, today, I meet one of the most non receptive workers that I had ever met, I spoke to her and she literally turned up her nose and I tried a few other times to engage her in conversation only to be snubbed.I thought about giving her a tip any way and decided that I couldn’t because she was by no means ready to receive.

She cut off her blessing and her pocketbook is a few dollars shorter that tit could be if she had been open to receive her prosperity. I’m here to tell you that she has lost out on a lot of her blessings because of her ungrateful attitude. So always be open and receptive so that you can receive all of the prosperity that in store for you.

You hear it all of the time, the elderly and shut-ins are taken advantage by care takers. Let me be real clear here that all care persons are not out there to hurt the elderly and shut-ins. They are simply working this job to take care of them selves as well as they honestly want to help others. But if you run into a situation in which your love one or someone you know is being taken advantage there are a few ways that you may be able to protect them from people misusing them. You can first of all make yourself are someone in the family visible and available to the love one, communicate with them on a regular bases, keep important documents and valuables in a private place and under lock and key, get to know the care takers and check behind them. Talk with the caretaker’s agency if they have one and get to know the agency manager; that they work with and report any suspicions right away and if necessary ask for a new person to work with. These suggestions will not solve the problem but will help the situation, tremendously.

I really can not understand how a person who goes into homes to care for the shut in and elderly could steal from them. I have heard of many harrow stories of how some homemakers go into homes to help these folks and the people report that the person has stolen from them. They report that they stole such items as wash cloths, gowns, money, jewelry, food and even chairs. The worst that I have heard is that a caretaker stole someone’s identity and opened up bogus credit accounts and in another case the homemaker tricked the aging lady to sign over all of the their worthy possessions to them behind the family member’s back. How could anyone stoop so low? I have tried to put logic to it by thinking that they needed the things that they took but there is just no way to justify their actions. They should be ashamed of themselves and there should be better laws in place and enforced that would better protect these innocent people.

Hey, if you don’t want to be with the person you are dating then do your self and them a favor and get out of the relationship. It’s not fair to them for you to lie to them that you care and string them a long in a relationship that you know darn well leads no where. Then a special day comes along and you lie that you are out of cash and can’t spend time with them and go on about your business. Come on now, you could’ve done something with them if you wanted to. So be honest with your self and the person that you’re dating or leave them alone so that they can find someone who will treat them right!

There are people in the world that always try to keep up with other folk. You have seen them, they have to buy everything that other folks have It doesn’t matter if they can afford it or not. They even go out and purchase huge houses that they can not afford and end up loosing them. This brings me to another issue which is why did the mortgage companies let people who didn’t qualify for these loans have them in the first place. The answer to this question is greed. So they are just as much at fault as the purchase who couldn’t afford the loan. G Mama wants you to forget what other folk have; things don’t make you happy especially if you loose them to foreclosure, so only purchase what you can afford.

Credit companies are dysfunctional predatory lenders. Not only is our current economic situation due to their inadequate handling of debt but they are also only concerned with themselves. As such, our government entities need to look at how these credit companies handle their credit card business and lending practices before they enable them by providing financial incentives to them. Now, you may be wondering what do I mean by dysfunctional? Dysfunctional can be defined as abnormal or impaired functioning. Well I’m labeling credit companies dysfunctional because of how they interact with consumers and issue credit.
Currently, we have numerous home owners who are losing their homes as a result of credit companies making home loans to peoples who could really not afford the home in the first place. That is, why couldn’t they scrutinize the loan closely and only make solid loans to people based on their ability to pay it off? In many cases, these credit companies made loans to people for large amounts of money and they knew they couldn’t afford it. To make matters worse, the borrower was required to pay interest only so the principle remained the same as it was when the home was purchased. Although I am not an expert in money matters, I do know right from wrong and this is wrong.

Let’s say that a person applied for a loan that they could not afford based on cash flow, load to debt ratio and other necessary requirements. If the credit companies were not dysfunctional, they would suggest that the consumer either look for a more affordable home or wait until they become more financially secure instead of giving them a loan they couldn’t afford. Instead, these dysfunctional credit companies made loan and knew darn well that the home owner would not be able to pay for the house. In addition, there is a good chance that the house will probably go into foreclosure and back to the bank due to this transaction. Banks are not in the real estate business so they don’t need real properties to sell.

If credit companies were functional then they would make sure that loans made good financial sense to the lending institutions and the consumer. They would loan money to people who qualify for the loans. In turn, the banks would have more of a guarantee that their loan would be paid. Banks and other lending agencies should work to make sure that the financial goals of the creditor is being met as well as that the loans that are made make sense to the consumers. After all, most people who functions with a full deck don’t wants bad credit and will make sacrifices to pay this debt!

Credit card companies should make loans for the right reasons. They should not let the greed factor enter into the decision making. Many CEO’s went down in the last few years due to greed. Can you imagine how those dysfunctional thugs allowed themselves to misuse people for the sake of money? They not only made huge salaries with all of the amenities in place including private jets and they still wanted more. This happened in more than one instance. The mere fact that these were the people chosen to run the large lending agencies shows just how dysfunctional credit companies have become.

Financial agencies need to be considerate of their customers during these tough economic times. By being considerate to their needs, they can circumvent many issues. In fact, by being functional, they could help develop a long standing and positive client relationship that guarantees more business in the future. In addition, their client will refer more clients and their institution will not need government bailouts and other goofiness to get them out of financial trouble.

In conclusion, lending agencies must stop being dysfunctional and start treating their clients with respect and individually work with them to create lending situations that are beneficial to both entities. Otherwise, they’ll be left with a boatload of bad debt and be at risk of bank failure.

I get disgusted with people who always talk about what they are going to do. They always have some big thing pending that they are planning. They always talk about what they will do tomorrow, next week, next month, next year or whenever. I’ve always tried to figure out why they do this and I come up with the answer that they are lying to make themselves feel good and to make you think that they are doing so much more than they are presently involved with. Don’t these people know that true friends like people regardless of where they go, who they know, where they have been and so on. They like them because of who they are and how they relate to them. They really need to stop lying because they always get caught in lies and have to keep telling lies to cover up the last lie. This is just wrong and inappropriate behavior that can cause one to loose a true friend. So do yourself and me a favor and stop lying.

I could never understand why people lie. Lying never works because when you tell one lie you always have to tell another lie to cover up the last one. As you keep lying the lies get bigger and bigger as well as out of control. You forget the first lie you told and sooner or later you are caught and everyone involved knows that you are a liar. So just why do people lie ? I think that they lie to make themselves look good to their friends, family, they lie on resumes to get jobs,they lie to cover up cheating, they lie just for the sake of lying and for a multitude of reasons.Does lying make sense? Of course not because sooner or later the truth will come out and you’ll be caught. So Just stop lying, please for your sake as well as the sake of others.

The phone rings, I look at my caller ID and I see a name. I should just not answer but for some reason I do and it is them again complaining about their grown up kids. I wish they would stop because the story is always the same.

This gets on my nerves because the kids are a reflection of them and their teaching and if they are lazy bums, it is because they created those selfish monsters. They gave them everything they wanted when they were little and now that they’re grown up they’re just bigger selfish monsters. 

This is why they can’t keep a job – why they can’t make their marriage work and why they take advantage of their parents. I mean come on, does a 40 year old who can’t keep a job, really need his mama to buy him a car and condo? Come on. He should get it himself. But, his momma just says “I just can’t understand little Johnnie he can’t hold a job, he keeps having kids and won’t settle down-we didn’t raise him like this.”

Flashback 25 years – yes you did. When Johnnie just had to have a brand new car at 15, you bought it for him. When he didn’t want to stay in the dorm, you bought him a condo  (even though he was flunking out of school). And the story continues.

Therefore, I really don’t want to hear about how little Johnnie went astray. I don’t want to hear about how you didn’t raise him this way or that way. I don’t want to hear about Johnnie at all.

Instead, just leave me alone and stop complaining if you’re going to keep spoiling Johnnie and if he keeps acting up and never gets it, you have no one to blame but your bleeping yourself.

Children learn what they live. If they are shown gratitude, then they are thankful. If they are taught responsibility they are responsible. And if they are given everything they ever want in life then they end up spoiled. So stop complaining and do something about it!

I don’t own a restaurant but I know that there are some people that restaurants would rather not see in their establishment. I, as a patron, can’t stand these people either who go to a buffet and waste food. So, on behalf of restaurants if you’re one of those people or know someone who waste food then I have a major problem with you.

Let’s say that I’m dining in a restaurant that’s serving brunch, breakfast, lunch or dinner buffet style. I’m really enjoying myself when all of a sudden, here comes a group off at folk to make my day or evening. I hear them placating each other, “I’m going to put a hurting on this food. “

Another group says, “Yes I’m gonna get my money’s worth. They happily go to the buffet and fill their plates with mountains of food that they can not possibly eat. They then eat a few bites, put it aside and go for more food to waste.

To say that I’m infuriated at these pigs would be an understatement. Don’t they realize that by pigging out and wasting good food, the owner will inevitably be forced to raise the price of the buffet to compensate for the misuse of food. That includes you and me, friend.

Now, they know darn well that they don’t eat pig feet, lox or whatever the heck it is when they pile on their plates with mountains of food. My advice, why couldn’t they just get items that they know that they will enjoy and eat? Why not get a little now and come back for more later on?I have been to many buffets including those in Vegas. This practice of wasting food crosses racial lines, social status and economic statuses as well. For some people, they believe that buffet food is meant to be wasted and that my friends is a waste.